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House with smoke coming out of windows

Fire incidents often result in significant damages or losses to individuals, families, homeowners, and businesses. The fire, smoke, corrosive substances, and burning residue from the fire can cause minor to severe injuries to victims and destroy your property and valuables.

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Concerned Woman Reading Bad News in A Letter

Whether you choose to pay for a homeowners insurance policy on your own or because your lender requires that you have one, you count on it to pay up when you need it. That is, after all, what it is supposed to do.

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The independence of the judiciary is a central principle of a democracy. Judicial independence permits judges to make rulings based on legal principles instead of politics or public opinion.

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If an insured does not think that his insurer handled his claim properly, he may have some recourse. Every contract contains an implied covenant of good faith and fair dealing that neither party will hinder the right of the other to receive the benefits of the contract.

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There are numerous exclusions to the coverage provided to businesses in a comprehensive general liability or CGL policy. Exclusion E — Employers Liability — in the standard form CGL policy results in a lack of coverage under the CGL policy for liability arising from an injury to an employee.

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Judges take an oath of office to follow and apply the law faithfully. In certain cases, judges find themselves in a dilemma–that of faithfully applying a law that conflicts with the judge’s own beliefs, principles, or sense of justice.

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What is a guardian ad litem? Guardian ad litem is a Latin term meaning “guardian at law.” A guardian ad litem is a person appointed by the court to speak on behalf of a child and to protect the rights of the child during court proceedings.

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The doctrine of stare decisis (which means “stand by what has been decided”) is the legal principle underlying judicial precedent. When a court lays down a principle of law as applying to a particular set of facts, the court will apply that principle to all future cases where the facts are substantially similar.

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