SEEKING JUSTICE ON YOUR BEHALF REACH OUT

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Arnett & Arnett, PC

Wear and Tear Exclusions in Property Insurance Claim

We understand that dealing with property insurance claims can be a daunting task, especially when you're faced with wear and tear exclusions. This can often lead to confusion and frustration as you try to navigate the complexities of your policy.

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Arnett & Arnett, PC 

The Corruption of the IME Physician

At the heart of any disability claims process, there is a key question: can the applicant truly be considered disabled? This question often leads to the need for an Independent Medical Evaluation (IME).

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Arnett & Arnett, PC

Insurer’s Duty of Good Faith & Fair Dealing

When you enter into an insurance contract, it's more than just a business transaction; it's a promise. A promise that when disaster strikes, you won't be left in the lurch. That's why the principle of good faith and fair dealing is at the heart of every insurance policy.

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Arnett & Arnett, PC 

Employers Liability Exclusion to Cgl Policy

When it comes to the world of business insurance, understanding the fine print is crucial. One such term that often leaves business owners scratching their heads is "Employers Liability Exclusion".

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Arnett & Arnett, PC 

Insurance Companies Use of Surveillance to Deny a Disability Claim

Insurance are for-profit enterprises. As such, their first goal is to protect the bottom line—their profitability. If they have shareholders or investors, their goal is to keep the value of the company as high as possible. On top of this, it is estimated that fraud costs insurers billions of dollars a year. Given these realities, it is no shock that insurers may revert to many tactics to deny or rescind a claim made against a policy, even to the level of surveilling a policyholder with a disability claim.

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Arnett & Arnett, PC

Common Reasons for a Life Insurance Claim Denial

We buy life insurance as a cushion for our loved ones should we pass away before our time and even for the day when we have reached our anticipated ripe old age. We assume and expect that the insurance provider will honor their commitment and make the agreed-upon payout when the claim is made. However, what happens if the claim is denied? Do insurance companies really have legitimate reasons to deny a life insurance policy claim?

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Arnett & Arnett, PC

“Act of God” Clause in Home Insurance Policies

A home is usually the largest investment any individual or family will make in their lifetimes in the United States. Buying a home involves several processes. For example, you will need a downpayment and qualify for a mortgage.

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