Attorney Wayne C. Arnett is prepared to litigate on your behalf.

Learn about Wayne


The younger of the brothers, Mark Arnett has made strides in Arizona’s insurance law for decades.

Learn about Mark


Find out about your case.
We’ll give you options.

Don’t let bad faith ruin your day

You trust your insurance company to have you covered. When they refuse to do what they promised, call us.

We have experience working the other side

Wayne started his career defending insurance companies with the purpose of fighting against them one day.

Shaping the Landscape of insurance law in Arizona

For over four decades, we’ve had significant wins — changing Arizona’s Insurance Laws in the process. See our case results.


Insurance Bad Faith
Bad faith comes from your health, life, auto, and home insurance companies. We can file a suit for what you deserve, making good on initial agreements.
Disability Insurance Claims
If you’re seeking disability income because your benefits have been canceled or denied, you deserve to have a strong advocate in your corner. We can help.


Hill v. Chubb Life American Ins. Co.

Plaintiff was allowed to his maintain claim for insurer’s failure to timely process his application for disability insurance even though he had not yet been asked to pay a premium

The Arizona Supreme court overruled the Arizona Court of Appeals opinion found at Hill v. Chubb Life American Ins. Co., that had ruled the opposite.

J.L.F. v. Arizona Health Care Cost Containment Sys.

Woman denied insurance coverage for further breast-reconstruction procedure.

Judicial review of decision of the Director of the Arizona Health Care Cost Containment System (AHCCCS)

Deegan v. Continental Cas. Co.

Under the insured’s ERISA disability plan the insured was not entitled to disability benefits for his partial disability under the terms of his insurance policy after he began a second job.

Wayne Arnett represented the plaintiff.

Insurance Companies Have Lawyers

You Need One Too

Free Consultations & fees contingent on our winning your case

You don’t have to worry about paying up front for information you need, and our fees depend on whether we win your case.

Over the years we’ve become familiar with insurance companies. We can anticipate their moves and work to combat them. We urge you to get informed with us during a free consultation.

We know you’re trying to get through a challenging time. You shouldn’t be charged for the information you need immediately, and what’s more — we don’t get paid unless we win for you.  

When something has upended your life and you have to battle your own insurance for necessary coverage, you need our help.

When your insurance company chooses not to honor your policy, it is acting in bad faith. Whether your case involves fire damage or your health, life, or disability insurance, don’t hesitate to reach out.

All of AZ

We proudly work across the state of Arizona

Arizona Map


We are proud to receive cases throughout the Phoenix area, including both East Valley and West Valley.


Traveling isn’t out of the question, especially to Tucson — home of the University of Arizona.


Cases come from Flagstaff, among other places, where Arizona’s natural beauty and history can truly be appreciated.

And All Counties Statewide

We’re willing to represent you throughout all 15 of Arizona’s counties. Just call to set up a free consultation.

Our Blog

Long Term Disability Insurance Application and Pen

According to the Bureau of Labor Statistics (BLS), about 40 percent of U.S. employers, both public and private, offer long-term disability (LTD) policies. These policies may vary in how a disability is defined and how long benefits will be paid, and it provides compensation when the policyholder is unable to work because of a disability.

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Person's Hand Filling Social Security Benefits Application Form.

If you’re disabled under the definition used by the Social Security Administration (SSA), you may qualify for Social Security Disability Insurance (SSDI) to provide benefits while you are unable to work.

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