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Arnett & Arnett, PC

Types of Adjusters

When you find yourself dealing with an insurance claim, it's easy to feel overwhelmed. Among the key players in this process are insurance adjusters–the individuals responsible for assessing your claim and deciding what coverage you're entitled to.

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Arnett & Arnett, PC

Wear and Tear Exclusions in Property Insurance Claim

We understand that dealing with property insurance claims can be a daunting task, especially when you're faced with wear and tear exclusions. This can often lead to confusion and frustration as you try to navigate the complexities of your policy.

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Arnett & Arnett, PC 

The Corruption of the IME Physician

At the heart of any disability claims process, there is a key question: can the applicant truly be considered disabled? This question often leads to the need for an Independent Medical Evaluation (IME).

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Arnett & Arnett, PC

Insurer’s Duty of Good Faith & Fair Dealing

When you enter into an insurance contract, it's more than just a business transaction; it's a promise. A promise that when disaster strikes, you won't be left in the lurch. That's why the principle of good faith and fair dealing is at the heart of every insurance policy.

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Arnett & Arnett, PC 

Employers Liability Exclusion to Cgl Policy

When it comes to the world of business insurance, understanding the fine print is crucial. One such term that often leaves business owners scratching their heads is "Employers Liability Exclusion".

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Arnett & Arnett, PC 

Insurance Companies Use of Surveillance to Deny a Disability Claim

Insurance are for-profit enterprises. As such, their first goal is to protect the bottom line—their profitability. If they have shareholders or investors, their goal is to keep the value of the company as high as possible. On top of this, it is estimated that fraud costs insurers billions of dollars a year. Given these realities, it is no shock that insurers may revert to many tactics to deny or rescind a claim made against a policy, even to the level of surveilling a policyholder with a disability claim.

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